Cookie Policy

What cookies Mortgage Advice Bureau use and why

Cookies are small text files, which often include a unique identifier that is sent by a web server to your computer, mobile phone or any other internet enabled device (“device”) when you visit a website. Cookies are widely used in order to make websites work efficiently and help provide us with business and marketing information to enable us to make informed decisions on the development of our websites. We use the following types of cookies:

Essential - Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies. 

Performance - Performance cookies help owners understand how the website is used by visitors. This information can then be used to improve the way the website works. 

Preference - Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

Statistics - Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously. 

Marketing - Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers.

Name

Description

Purpose

Type

.AspNetCore.Mvc.CookieTempDataProvider

Preserves the visitor's session state across page requests.

Essential

Session

_cf_bm

Used to distinguish between humans and bots. This is beneficial for the website to make valid reports on the use of their website.

Essential

1 day

_cfuvid

This cookie provides services including load-balancing, deliverance of website content and serving DNS connection for website operators.

Essential

Session

_grecaptcha

Used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.

Essential

Persistent

_GRECAPTCHA

Used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.

Essential

179 days

ARRAffinity

Used to distribute traffic to the website on several servers in order to optimise response times.

Essential

Session

ARRAffinitySameSite

Used to distribute traffic to the website on several servers in order to optimise response times.

Essential

Session

ASP.NET_SessionId

Used to preserve the visitor's session state across page requests

Essential

Session

AWSALB

Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience.

Essential

7 days

AWSALBCORS

Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience.

Essential

7 days

AWSALBTG

Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience.

Essential

7 days

AWSALBTGCORS

Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience.

Essential

6 days

AWSELB

Used to distribute traffic to the website on several servers in order to optimise response times.

Essential

Session

AWSELBCORS

Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience.

Essential

Session

CookieConsent

Used to store the user's cookie consent state for the current domain

Essential

1 year

optimizelyRumLB

Used to distribute traffic to the website on several servers in order to optimise response times.

Essential

Session

rc::a

Used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.

Essential

Persistent

rc::b

Used to distinguish between humans and bots.

Essential

Session

rc::c

Used to distinguish between humans and bots.

Essential

Session

rc::d-15#

Used to distinguish between humans and bots.

Essential

Persistent

rc::f

Used to distinguish between humans and bots.

Essential

Persistent

UMB_SESSION

Used to store the domain prefix to determine whether it holds https or http URL properties.

Essential

Session

currentDevice

Used by the Affordability Calculator tool to support functionality.

Essential

Persistent

shadowId

Used by the Affordability Calculator tool to support functionality.

Essential

Persistent

Trackers

Used by the Affordability Calculator tool to support functionality.

Essential

Persistent

_hjSession_#

Collects statistics on the visitor's visits to the website, such as the number of visits, average time spent on the website and what pages have been read.

Statistics

1 day

_hjSessionUser_#

Collects statistics on the visitor's visits to the website, such as the number of visits, average time spent on the website and what pages have been read.

Statistics

1 year

_hjTLDTest

Registers statistical data on users' behaviour on the website. Used for internal analytics.

Statistics

Session

hjActiveViewportIds

This cookie contains an ID string on the current session. This contains non-personal information on what subpages the visitor enters – this information is used to optimize the visitor's experience.

Statistics

Persistent

hjViewportId

Saves the user's screen size in order to adjust the size of images on the website.

Statistics

Session

https://#_oeu#.#$$event_queue

Used as an A/B testing tool to test user-responses

Statistics

Persistent

https://#_oeu#.#$$layer_states

Used as an A/B testing tool to test user-responses

Statistics

Persistent

https://#_oeu#.#$$session_state

Used as an A/B testing tool to test user-responses

Statistics

Persistent

https://#_oeu#.#$$tracker_optimizely

Used as an A/B testing tool to test user-responses

Statistics

Persistent

https://#_oeu#.#$$variation_map

Used as an A/B testing tool to test user-responses

Statistics

Persistent

https://#_oeu#.#$$visitor_profile

Used as an A/B testing tool to test user-responses

Statistics

Persistent

https://www.mortgageadvicebureau.com_pending_events

Used as an A/B testing tool to test user-responses

Statistics

Persistent

optimizely_data$$pending_events

Used to make split-tests on the website, which optimizes the website's relevance towards the visitor – the cookie can also be set to improve the visitor's experience on a website.

Statistics

Persistent

optimizelyEndUserId

Used to measure how selected users react to targeted changes to the website's content and functionality, in order to determine what variation is most efficacious in terms of converting users to customers.

Statistics

179 days

ub-emb-GUID#

Used to register a unique ID that is used to generate statistical data on how visitors use the website.

Statistics

Persistent

ub-emb-id

Enables the website to make variations of their landing-page. This is used to minimize bounce-rates, which means that fewer users leave the page immediately.

Statistics

Persistent

vuid

Used to collect data on the user's visits to the website, such as which pages have been read.

Statistics

399 days

#.#

Used to track user’s interaction with embedded content.

Marketing

Session

iU5q-!O9@$

Used to register a unique ID to keep statistics of what videos from YouTube the user has seen.

Marketing

Session

LAST_RESULT_ENTRY_KEY

Used to track user’s interaction with embedded content.

Marketing

Session

LogsDatabaseV2:V#||LogsRequestsStore

Used to track user’s interaction with embedded content.

Marketing

Persistent

nextId

Used to track user’s interaction with embedded content.

Marketing

Session

NID

Used to register a unique ID that identifies a returning user's device, which is used for targeted advertisements.

Marketing

6 months

optimizely_data$$#$$event_queue

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizely_data$$#$$events

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizely_data$$#$$layer_states

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizely_data$$#$$session_state

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizely_data$$#$$tracker_optimizely

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizely_data$$#$$variation_map

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizely_data$$#$$visitor_profile

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizelyDomainTestCookie

Used as an A/B testing tool to test user-responses

Marketing

Persistent

optimizelyOptOut

Used to collect visitor data related to the user's visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads.

Marketing

Session

remote_sid

Used for the implementation and functionality of YouTube video-content on the website.

Marketing

Session

requests

Used to track user’s interaction with embedded content.

Marketing

Session

ServiceWorkerLogsDatabase#SWHealthLog

Used for the implementation and functionality of YouTube video-content on the website.

Marketing

Persistent

VISITOR_INFO1_LIVE

Used to estimate the users' bandwidth on pages with integrated YouTube videos.

Marketing

179 days

YSC

Used by YouTube to log statistics on what YouTube videos the user has seen.

Marketing

Session

yt.innertube::nextId

Used to register a unique ID to keep statistics of what videos from YouTube the user has seen.

Marketing

Persistent

ytidb::LAST_RESULT_ENTRY_KEY

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Persistent

YtIdbMeta#databases

Used to track user’s interaction with embedded content.

Marketing

Persistent

yt-remote-cast-available

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Session

yt-remote-cast-installed

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Session

yt-remote-connected-devices

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Persistent

yt-remote-device-id

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Persistent

yt-remote-fast-check-period

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Session

yt-remote-session-app

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Session

yt-remote-session-name

Used to store the user's video player preferences using embedded YouTube video.

Marketing

Session

How to withdraw consent to, control and/or delete cookies

It is possible to remove cookies or block them from recording this information. You also have the option of blocking third party cookies only.

This option is generally found within the Options menu then Privacy section of your particular browser. Each browser is slightly different and constantly updating.

For more information consult the Help menu of your browser. The links below provide information on *how to manage cookies on popular browsers:

• Google Chrome
• Microsoft Edge
• Mozilla Firefox
• Microsoft Internet Explorer
• Opera
• Apple Safari

To find information relating to other browsers, visit the browser developer's website..

This information has been provided to show our commitment to legislation regarding cookie awareness so that you can understand what cookies we use and why we use them. This ensures transparency in the data collected on you.

Further information

https://ico.org.uk/for-organisations/guide-to-pecr/guidance-on-the-use-of-cookies-and-similar-technologies/

http://www.allaboutcookies.org